Taco Cracker Spread

My friend Jen is a culinary genius. This is her Taco Cracker Spread recipe:

It is AWESOME!!!!!!!!!!

Ingredients:

1lb Ground Beef (or turkey is yummy too!)
1 Sachet of Taco Seasoning
1 Can Fat Free Refried Beans
8oz Light Sour Cream
5 1/2 oz Light Cream Cheese
Taco Sauce
Shredded Cheddar Cheese
Chilli Powder to garnish

1st Layer:Brown 1 pound ground beef (and hot pepper if want)
Drain, add taco seasoning (NO WATER)
Add can refried beans
Mix together and cool in 11X9 inch pan
2nd Layer:8 oz. sour cream and 5 1/2 oz cream cheese, mixed
3rd Layer:Taco Sauce
4th Layer:Shredded cheddar cheese
Chili powder on top

Serve with Ritz crackers

(You can add Onion and Jalepenos to the Refried Beans for an extra kick)

This is one of the best appetizers I have EVER had!!

So yummy!